Waterfront - Seller Financing
Address
22542 Jolly Roger Drive, Cudjoe Key, FL
Price
$ 1,725,000
Property Attributes
- MLS#619558
- TypeSingle Family
- Listing Status Active
- CountyMONROE
- CityCudjoe Key
- AreaCudjoe Key
- NeighborhoodCutthroat Harbor Est
- Zip33042
- StyleSingle Family
- Year Built1982
- Taxes$ 12645
- Price$ 1,725,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2440
- Lot Size0.15 Acres
Data Source:
Florida Keys MLS (FLKMLS)
Property Description
Oceanfront living on Cudjoe Key, where broad covered balconies, generous outdoor space, and a private boat launch put Keys waterfront life within reach. This four-bedroom, three-bath home is a study in coastal architecture -- large impact glass doors and windows frame open water views and pull natural light into every room. Soaring 26' ceilings and rich wood beams anchor the open-concept main level, which includes a renovated kitchen, dining space, living room, laundry, and two bedrooms with two full baths. Upstairs, a third bedroom sits at the top of the stairs, and a catwalk leads to the fourth bedroom with ensuite bath and a walkout deck framing panoramic open water views.The home has been restored to its former glory with modern updates layered in -- rustic accents meet open, light-filled spaces that let the oceanfront setting do the talking. Adjacent lot also available for even more ocean enjoyment.Seller financing available: 50% down, 6% for 15 years, no flood or wind insurance required.This home needs to be seen to be fully appreciated. Schedule your showing today.
| Price History | |
|---|---|
| 4/18/2026 | Listed $1,899,000 |
| 5/26/2026 | 10$1,725,000 |
General Features
| Living Area | 2440.00 |
|---|---|
| Construction | Frame |
| Utilities | FKAA |
| Roof | Metal Roof |
| Appliances | Washer,Stainless Steel Appliance(s),Wine Cooler,Oven,Refrigerator,Dishwasher,Dryer |
| Flood Zone | VE,VE,VE |
| Zoning | IS - Improved Subivision District |
| HOA Fee | 0.00 |
| Pets Allowed Y/N | Pets Allowed |
| Status | Active |
| Full Baths | 3 |
| Year Built | 1982 |
| Subdivision | Cutthroat Harbor Est (23.0) |
| Style | Single Family |
| View | Ocean View,Open Water View |
| Property Type | A |
| Fee Includes | None |
| Acres | 0.15 |
| Lot Sqft | 6930.00 |
| Rental Allowed | With Restrictions |
| Building Style: Above Flood | Yes |
| Control Depth | 4 |
| Dockage | None |
Interior Features
| Interior Amenities | Cathedral Ceilings,Quartz Countertops,Walk-in Closet(s),Granite Counter Top,Built-in Cabinets,Entrance Foyer |
|---|---|
| Total Units | 0.00 |
| Furnished Y/N | Unfurnished |
Exterior Features
| Pool | No |
|---|---|
| Waterfront | Oceanfront,Open Water |
| Lot Size | X |
| Land Size | 1/4 - 1/2 Acre |
| Porch/Balcony | Open Porch/Balcony,Deck |
| Public Sewer Hookup | Yes |
| Shutters | Bahama |
| Side | Ocean |
| Species List | Yes |
| Vehicle Storage | Open Parking,Covered Parking,Off Street Parking |
| Windows/Doors | Impact Rstnce Window,Impact Rstnce Doors |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33042
Price
Taxes
Year Built
Visits
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 13, 2026 6:06 AM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
